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This text/CD-ROM package addresses a variety of teaching and learning styles and modes of instruction, including online course delivery. Math terms and business vocabulary are introduced as needed. Explanatory notes are included in shaded boxes, and different colors of shading are used within the so

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• Preface(p. xi)
• Chapter 1 Problem Solving with Whole Numbers and Decimals(p. 2)
• 1.1 Problem Solving with Whole Numbers(p. 4)
• 1.2 Problem Solving with Decimals(p. 22)
• 1.3 Problem Solving Using Proportions(p. 31)
• Around the Business World: International Monetary Exchange(p. 36)
• Overview(p. 37)
• Words to Know(p. 42)
• Concepts Analysis(p. 42)
• Assignment Exercises(p. 42)
• Practice Test(p. 49)
• Self-Check Solutions(p. 50)
• Chapter 2 Problem Solving with Fractions and Percents(p. 56)
• 2.1 Problem Solving with Fractions(p. 58)
• 2.2 Problem Solving with Percents(p. 78)
• Around the Business World: 2000 Census Bureau Earnings Report(p. 94)
• Overview(p. 95)
• Words to Know(p. 101)
• Concepts Analysis(p. 101)
• Assignment Exercises(p. 102)
• Practice Test(p. 110)
• Self-Check Solutions(p. 111)
• Chapter 3 Problem Solving with Formulas and Equations(p. 118)
• 3.1 Formulas(p. 120)
• 3.2 Equations(p. 128)
• 3.3 Using Equations to Solve Problems(p. 137)
• Around the Business World: Budgeting with Formulas and Spreadsheets(p. 146)
• Overview(p. 148)
• Words to Know(p. 152)
• Concepts Analysis(p. 152)
• Assignment Exercises(p. 152)
• Practice Test(p. 156)
• Self-Check Solutions(p. 156)
• Chapter 4 Statistics, Tables, and Graphs(p. 166)
• 4.1 Statistics(p. 168)
• 4.2 Tables and Graphs(p. 173)
• Around the Business World: Reporting Average Salary(p. 189)
• Overview(p. 190)
• Words to Know(p. 194)
• Concepts Analysis(p. 195)
• Assignment Exercises(p. 195)
• Practice Test(p. 201)
• Self-Check Solutions(p. 203)
• Chapter 5 Bank Records(p. 206)
• 5.1 Checking Account Forms(p. 208)
• 5.2 Bank Statements(p. 217)
• Around the Business World: Corporate Bank Accounts(p. 229)
• Overview(p. 231)
• Words to Know(p. 236)
• Concepts Analysis(p. 237)
• Assignment Exercises(p. 237)
• Practice Test(p. 251)
• Self-Check Solutions(p. 254)
• Chapter 6 Payroll(p. 260)
• 6.1 Gross Pay(p. 262)
• 6.2 Payroll Deductions(p. 267)
• 6.3 The Employer's Payroll Taxes(p. 278)
• Around the Business World: Pretax Medical Insurance Premiums and Garnishments(p. 282)
• Overview(p. 283)
• Words to Know(p. 287)
• Concepts Analysis(p. 288)
• Assignment Exercises(p. 288)
• Practice Test(p. 293)
• Self-Check Solutions(p. 294)
• Chapter 7 Trade and Cash Discounts(p. 298)
• 7.1 Net Price and the Trade Discount(p. 300)
• 7.2 Net Price and the Trade Discount Series(p. 304)
• 7.3 Net Amount and the Cash Discount(p. 310)
• Around the Business World: Rebates and Bill-Backs(p. 320)
• Overview(p. 321)
• Words to Know(p. 325)
• Concepts Analysis(p. 325)
• Assignment Exercises(p. 326)
• Practice Test(p. 331)
• Self-Check Solutions(p. 332)
• Chapter 8 Markup and Markdown(p. 336)
• 8.1 Markup(p. 338)
• 8.2 Markdown(p. 348)
• 8.3 Markup and Markdown Series(p. 351)
• Around the Business World: Congressional Pay Raises(p. 358)
• Overview(p. 360)
• Words to Know(p. 364)
• Concepts Analysis(p. 364)
• Assignment Exercises(p. 364)
• Practice Test(p. 368)
• Self-Check Solutions(p. 369)
• Chapter 9 Simple Interest and Simple Discount(p. 374)
• 9.1 The Simple Interest Formula(p. 376)
• 9.2 Ordinary and Exact Time and Interest(p. 385)
• 9.3 Promissory Notes(p. 393)
• Around the Business World: 90 Days Same as Cash! Deals(p. 399)
• Overview(p. 400)
• Words to Know(p. 405)
• Concepts Analysis(p. 405)
• Assignment Exercises(p. 406)
• Practice Test(p. 412)
• Self-Check Solutions(p. 413)
• Chapter 10 Compound Interest, Future Value, and Present Value(p. 416)
• 10.1 Compound Interest and Future Value(p. 418)
• 10.2 Present Value(p. 430)
• Around the Business World: Maximize Your Investments: Start Early!(p. 434)
• Overview(p. 436)
• Words to Know(p. 439)
• Concepts Analysis(p. 439)
• Assignment Exercises(p. 440)
• Practice Test(p. 443)
• Self-Check Solutions(p. 445)
• Chapter 11 Annuities and Sinking Funds(p. 448)
• 11.1 Future Value of an Annuity(p. 450)
• 11.2 Sinking Funds and the Present Value of an Annuity(p. 459)
• Around the Business World: Even YOU Can Become a Millionaire(p. 465)
• Overview(p. 467)
• Words to Know(p. 470)
• Concepts Analysis(p. 470)
• Assignment Exercises(p. 471)
• Practice Test(p. 474)
• Self-Check Solutions(p. 475)
• Chapter 12 Consumer Credit(p. 480)
• 12.1 Installment Loans(p. 482)
• 12.2 Paying a Loan Before It Is Due: The Rule of 78(p. 485)
• 12.3 Open-End Credit(p. 489)
• 12.4 Annual Percentage Rates(p. 494)
• 12.5 Home Mortgages(p. 501)
• Around the Business World: Debt Snowball(p. 509)
• Overview(p. 512)
• Words to Know(p. 517)
• Concepts Analysis(p. 518)
• Assignment Exercises(p. 518)
• Practice Test(p. 523)
• Self-Check Solutions(p. 525)
• Chapter 13 Depreciation(p. 530)
• 13.1 Straight-Line Method of Depreciation(p. 532)
• 13.2 Units-of-Production Method of Depreciation(p. 536)
• 13.3 Sum-of-the-Years-Digits Method of Depreciation(p. 538)
• 13.4 Declining-Balance Method of Depreciation(p. 542)
• 13.5 Cost-Recovery Depreciation Systems(p. 545)
• 13.6 Section 179 Deductions(p. 549)
• Around the Business World: Small Businesses Benefit from Section 179 Deduction-But It Has Its Limits!(p. 551)
• Overview(p. 552)
• Words to Know(p. 556)
• Concepts Analysis(p. 556)
• Assignment Exercises(p. 556)
• Practice Test(p. 564)
• Self-Check Solutions(p. 566)
• Chapter 14 Inventory, Turnover, and Overhead(p. 572)
• 14.1 Inventory(p. 574)
• 14.2 Turnover and Overhead(p. 584)
• Around the Business World: OPEC Oil Inventory(p. 592)
• Overview(p. 593)
• Words to Know(p. 399)
• Concepts Analysis(p. 599)
• Assignment Exercises(p. 600)
• Practice Test(p. 604)
• Self-Check Solutions(p. 605)
• Chapter 15 Financial Statements(p. 610)
• 15.1 The Balance Sheet(p. 612)
• 15.2 Income Statements(p. 622)
• 15.3 Financial Statement Ratios(p. 629)
• Around the Business World: New Homes Inventory Turnover Ratio(p. 635)
• Overview(p. 637)
• Words to Know(p. 642)
• Concepts Analysis(p. 643)
• Assignment Exercises(p. 644)
• Practice Test(p. 651)
• Self-Check Solutions(p. 653)
• Chapter 16 Insurance(p. 656)
• 16.1 Fire Insurance(p. 658)
• 16.2 Motor Vehicle Insurance(p. 662)
• 16.3 Life Insurance(p. 665)
• Around the Business World: Sport-Utility Vehicle Insurance(p. 668)
• Overview(p. 669)
• Words to Know(p. 672)
• Concepts Analysis(p. 672)
• Assignment Exercises(p. 673)
• Practice Test(p. 679)
• Self-Check Solutions(p. 680)
• Chapter 17 Taxes(p. 682)
• 17.1 Sales Tax(p. 684)
• 17.2 Property Tax(p. 690)
• 17.3 Income Tax(p. 695)
• Around the Business World: Social Security Benefits(p. 702)
• Overview(p. 703)
• Words to Know(p. 706)
• Concepts Analysis(p. 707)
• Assignment Exercises(p. 707)
• Practice Test(p. 712)
• Self-Check Solutions(p. 712)
• Chapter 18 Stocks and Bonds(p. 714)
• 18.1 Stocks(p. 716)
• 18.2 Bonds(p. 725)
• Around the Business World: The Stock Market over the Long Term(p. 732)
• Overview(p. 733)
• Words to Know(p. 737)
• Concepts Analysis(p. 738)
• Assignment Exercises(p. 738)
• Practice Test(p. 744)
• Self-Check Solutions(p. 746)
• Answers to Odd-Numbered Problems(p. 749)
• Glossary/Index(p. 771)