TY - BOOK ED - United States. TI - Ending debt traps in the payday and small dollar credit industry: hearing before the Subcommittee on Consumer Protection and Financial Institutions of the Committee on Financial Services, U.S. House of Representatives, One Hundred Sixteenth Congress, first session, April 30, 2019 AV - KF27 .B5366 2019c PY - 2020/// CY - Washington PB - U.S. Government Publishing Office KW - Loans KW - United States KW - Debt KW - Credit KW - Consumer protection KW - Legislative hearings KW - lcgft N1 - Access ID (govinfo): CHRG-116hhrg37519; "Serial no. 116-20."; GPO Cataloging Record Distribution Program (CRDP); Includes bibliographical references; Hearing witnesses: Haynes, Reverend Dr. Frederick Douglass III, Senior Pastor, Friendship-West Baptist Church; McDonald, Todd O., Senior Vice President and Board Director, Liberty Bank and Trust Company, on behalf of the National Bankers Association; Peterson, Christopher L., John J. Flynn Endowed Professor of Law, University of Utah, S.J. Quinney College of Law; and Director, Financial Services, and Senior Fellow, Consumer Federation of America; Reeder, Garry L. II, Vice President, Center for Financial Services Innovation; Sherrill, Robert, CEO, Imperial Cleaning Systems; Standaert, Diane M., Executive Vice President and Director of State Policy, Center for Responsible Lending; Whittaker, Ken, Southeast Michigan Organizing Director, Michigan United; and former payday loan consumer; Zuluaga, Diego, Policy Analyst, Center for Monetary and Financial Alternatives, Cato Institute; Date of hearing: 2019-04-30 UR - https://purl.fdlp.gov/GPO/gpo133757 ER -