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  <titleInfo>
    <title>Facilitating faster payments in the United States</title>
    <subTitle>hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Sixteenth Congress, first session, on examining the current state and evolution of the U.S. payments ecosystem and how the current payments system works or could be improved, September 25, 2019</subTitle>
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    <namePart>Congress.</namePart>
    <namePart>Senate.</namePart>
    <namePart>Committee on Banking, Housing, and Urban Affairs,</namePart>
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    <dateIssued encoding="marc">2020</dateIssued>
    <issuance>monographic</issuance>
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  <physicalDescription>
    <extent>1 online resource (iii, 117 pages) : color illustrations.</extent>
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  <note>GPO Cataloging Record Distribution Program (CRDP).</note>
  <note>Includes bibliographical references.</note>
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  <subject authority="lcsh">
    <name type="corporate">
      <namePart>Board of Governors of the Federal Reserve System (U.S.)</namePart>
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    <topic>Customer services</topic>
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    <topic>Electronic funds transfers</topic>
    <topic>Government policy</topic>
    <geographic>United States</geographic>
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  <subject authority="lcsh">
    <topic>Transaction systems (Computer systems)</topic>
    <topic>Economic aspects</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Government competition</topic>
    <geographic>United States</geographic>
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    <topic>Clearing House (Firm)</topic>
    <topic>Customer services</topic>
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  <subject authority="lcsh">
    <topic>Clearinghouses (Banking)</topic>
    <topic>Computer networks</topic>
    <geographic>United States</geographic>
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    <topic>Financial institutions</topic>
    <topic>Data processing</topic>
    <topic>Government policy</topic>
    <geographic>United States</geographic>
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  <classification authority="lcc">KF26 .B39 2019n</classification>
  <classification authority="sudocs">Y 4.B 22/3:S.HRG.116-93</classification>
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