TY - BOOK AU - Pizor,Andrew G. AU - Carter,Carolyn L. AU - Mancini,Sarah Bolling AU - Renuart,Elizabeth AU - Sheldon,Jonathan A. AU - Twomey,Tara ED - National Consumer Law Center, TI - Mortgage lending: loan origination, preemption, and litigation T2 - The consumer credit and sales legal practice series SN - 9781602481824 AV - KF 695 .P59 2019 PY - 2019/// CY - Boston, MA. PB - National Consumer Law Center KW - Mortgage loans KW - Law and legislation KW - United States KW - Corrupt practices KW - Loan workouts KW - Real estate investment KW - Consumer protection N1 - Includes bibliographical references and index; Background -- Analyzing a mortgage lending origination case -- Federal laws relevant to abusive mortgage lending -- State law claims and defenses to abusive mortgage lending -- Preemption of state laws that conflict with federal banking laws -- Ability to repay, steering, loan churning, property flipping, and appraisal fraud -- Mortgage brokers and other third-parties : charges and abuses -- Interest and other loan terms -- Reverse mortgages -- Land installment contracts -- Other nontraditional mortgage loans -- Mortgage litigation -- Litigating claims when a bank fails -- Appendices. A. State mortgage lending statutes -- B. State predatory lending statutes -- C. Real Estate Settlement Procedures Act -- D. Truth in Lending Act substantive mortgage regulation -- E. National bank regulation -- F. Federal saving association regulation -- G. Federal credit union regulation -- H. Other substantive mortgage restrictions -- I. Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDA) -- J. Alternative Mortgage Transaction Parity Act -- K. Loans insured by federal agencies -- L. Federal reverse mortgage provisions -- M. Summary of state reverse mortgage laws -- N. Failed bank receivership statutes -- O. Websites relating to mortgage lending issues ER -