Mortgage lending : loan origination, preemption, and litigation /
Andrew G. Pizor ; Contributing authors: Carolyn L. Carter, Sarah Bolling Mancini, Elizabeth Renuart, Jonathan Sheldon, Tara Twomey.
- Third edition.
- xxxiii, 888 pages : illustrations, forms ; 28 cm.
- The consumer credit and sales legal practice series .
- Consumer credit and sales legal practice series. .
Includes bibliographical references and index.
Background -- Analyzing a mortgage lending origination case -- Federal laws relevant to abusive mortgage lending -- State law claims and defenses to abusive mortgage lending -- Preemption of state laws that conflict with federal banking laws -- Ability to repay, steering, loan churning, property flipping, and appraisal fraud -- Mortgage brokers and other third-parties : charges and abuses -- Interest and other loan terms -- Reverse mortgages -- Land installment contracts -- Other nontraditional mortgage loans -- Mortgage litigation -- Litigating claims when a bank fails -- Appendices. A. State mortgage lending statutes -- B. State predatory lending statutes -- C. Real Estate Settlement Procedures Act -- D. Truth in Lending Act substantive mortgage regulation -- E. National bank regulation -- F. Federal saving association regulation -- G. Federal credit union regulation -- H. Other substantive mortgage restrictions -- I. Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDA) -- J. Alternative Mortgage Transaction Parity Act -- K. Loans insured by federal agencies -- L. Federal reverse mortgage provisions -- M. Summary of state reverse mortgage laws -- N. Failed bank receivership statutes -- O. Websites relating to mortgage lending issues.
9781602481824 1602481822 9780943116105 0943116104
2019906535
Mortgage loans--Law and legislation--United States. Mortgage loans--Corrupt practices--United States. Loan workouts--United States. Real estate investment--Law and legislation--United States. Consumer protection--Law and legislation--United States. Consumer protection--Law and legislation. Loan workouts. Mortgage loans--Law and legislation. Real estate investment--Law and legislation.