Personal finance /
Jeff Madura, Florida Atlantic University.
- Sixth Edition.
- xxxiv, pages : color illustrations ; 27 cm
Revised edition of the author's Personal finance, 2014. Includes index.
Preface -- Financial literacy pre-test -- Overview of a financial plan -- Tools for financial planning -- Planning with personal financial statements -- Applying time value concepts -- Using tax concepts for planning -- Managing your liquidity -- Banking and interest rates -- Managing your money -- Assessing and securing your credit -- Managing your credit -- Personal financing -- Personal loans -- Purchasing and financing a home -- Protecting your wealth -- Auto and homeowner's insurance -- Health and disability insurance -- Life insurance -- Personal investing -- Investing fundamentals -- Investing in stocks -- Investing in bonds -- Investing in mutual funds -- Asset allocation -- Retirement and estate planning -- Retirement planning -- Estate planning -- Synthesis of financial planning -- Integrating the components of a financial plan -- Financial literacy post-test -- Appendix A: Your career -- Appendix B: Projects -- Appendix C: Financial tables -- Index -- Credits.
A Hands-On Approach to Financial Planning. The main feature of Personal Finance is its hands-on approach keyed to the concepts readers need to build their own financial plans. The text’s seven parts are all pieces of a financial plan; Chapter 21 is the capstone. A running example throughout the book and a variety of end-of-chapter cases reinforce the practical aspects of planning. The Sixth Edition is fully updated with recent financial trends, such as lower interest rates, changing salaries, and rules for credit card use. With case studies and workable examples throughout, this book is an active tool readers can use to become comfortable managing their finances into the future.