@book{281474,
	author = {United States.},
	title = {Home loan churning practices and how veteran homebuyers are being affected :},
	publisher = {U.S. Government Publishing Office,},
	year = {2019.},
	address = {Washington :},
	note = {"Serial no. 115-43."},
	url = {https://purl.fdlp.gov/GPO/gpo118965}
}