TY - BOOK AU - Rao,John AU - Mancini,Sarah Bolling AU - Twomey,Tara AU - Walsh,Geoff AU - Williamson,Odette ED - National Consumer Law Center. TI - Mortgage servicing and loan modifications T2 - The consumer credit and sales legal practice series SN - 9781602481800 AV - KF 697 .M63 R36 2019 PY - 2019/// CY - Boston, MA PB - National Consumer Law Center KW - Loan workouts KW - United States KW - Mortgage loans KW - Law and legislation KW - Consumer protection KW - fast KW - Foreclosure KW - Real estate investment N1 - This title and Home foreclosures (1st edition, 2019) together supersede Foreclosures and mortgage servicing (5th edition, 2014) by the same publisher -- note by publisher; Includes bibliographical references and index; Common mortgage servicing problems -- Servicing requirements under the Real Estate Settlement Procedures Act -- Other federal statutes impacting loan servicing -- State law servicing claims -- Loss mitigation and loan modifications -- Loss mitigation options for Fannie Mae and Freddie Mac mortgages -- Loss mitigation for FHA-insured loans -- Loss mitigation for loans insured by the Department of Veterans Affairs or the Rural Housing Service -- Legal claims for failure to handle loss mitigation properly -- Litigating mortgage servicing claims -- Appendix A. Federal mortgage servicing law -- Appendix B. Selected statutes and regulations pertaining to mortgages held or insured by the federal government -- Appendix C. Agency guidance, consent orders, program guidelines, and policy statements -- Appendix D. Summary of state mortgage servicing, payoff statement, and mortgage discharge laws -- Appendix E. Foreclosure prevention practice aids and sample mortgage documents -- Appendix F. Sample pleadings -- Appendix G. Glossaries -- Appendix H. Helpful websites; Kept up to date by supplements and companion website ER -