TY - BOOK AU - Saunders,Lauren K. AU - Saunders,Margot AU - Mansfield,Cathy Lesser AU - Borné, Rebecca AU - Budnitz,Mark AU - Carter,Carolyn AU - Sheldon,Jon TI - Consumer banking and payments law: bank and prepaid accounts, electronic payments, remittances, wage and benefit payments, electronic records and signatures T2 - The consumer credit and sales legal practice series SN - 9781602481732 AV - KF 974 .S28 2018 PY - 2018/// CY - Boston, MA PB - National Consumer Law Center KW - Banking law KW - United States KW - Payment KW - Consumer protection KW - Law and legislation KW - Consumer credit KW - fast N1 - Treatise includes digital library access; Includes bibliographical references, appendices, and index; First considerations -- Deposit accounts: account opening, closing, statements, fees, and interest -- The consumer's payment by personal check -- Check payments to consumers -- Electronic fund transfers -- Payments outside of bank accounts: money orders, cashier's checks, domestic and international remittances -- Prepaid accounts, gift and payroll cards, mobile payments and other stored value systems -- Electronic benefit transfer (EBT) -- Federal benefit payments -- Banker's setoff and security interests in bank accounts -- Electronic transactions: contracts, disclosures, and signatures -- Uniform commercial code provisions on consumer checking --Truth in savings - Federal check regulation: check 21, funds availability, and check collections -- Payments to telemarketers -- Electronic fund transfers -- NACHA rules, guidelines, and bulletins -- Stored value and prepaid cards -- Federal benefits payments -- Electronic signatures and records -- Index UR - http://www.nclc.org/webaccess UR - https://0-library-nclc-org.tallons.law.utexas.edu/node/50686 ER -