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  <titleInfo>
    <title>Consumer banking and payments law</title>
    <subTitle>bank and prepaid accounts, electronic payments, remittances, wage and benefit payments, electronic records and signatures</subTitle>
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  <name type="personal">
    <namePart>Saunders, Lauren K.</namePart>
    <role>
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  <name type="personal">
    <namePart>Saunders, Margot</namePart>
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  <name type="personal">
    <namePart>Mansfield, Cathy Lesser</namePart>
  </name>
  <name type="personal">
    <namePart>Borné, Rebecca</namePart>
  </name>
  <name type="personal">
    <namePart>Budnitz, Mark</namePart>
  </name>
  <name type="personal">
    <namePart>Carter, Carolyn</namePart>
  </name>
  <name type="personal">
    <namePart>Sheldon, Jon</namePart>
  </name>
  <typeOfResource>text</typeOfResource>
  <originInfo>
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      <placeTerm type="code" authority="marccountry">mau</placeTerm>
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    <dateIssued encoding="marc">2018</dateIssued>
    <edition>Sixth edition.</edition>
    <issuance>monographic</issuance>
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  <language>
    <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
  </language>
  <physicalDescription>
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    <extent>xxxv, 923 pages : illustrations, forms ; 28 cm</extent>
  </physicalDescription>
  <tableOfContents>First considerations -- Deposit accounts: account opening, closing, statements, fees, and interest -- The consumer's payment by personal check -- Check payments to consumers -- Electronic fund transfers -- Payments outside of bank accounts: money orders, cashier's checks, domestic and international remittances -- Prepaid accounts, gift and payroll cards, mobile payments and other stored value systems -- Electronic benefit transfer (EBT) -- Federal benefit payments -- Banker's setoff and security interests in bank accounts -- Electronic transactions: contracts, disclosures, and signatures -- Uniform commercial code provisions on consumer checking --Truth in savings - Federal check regulation: check 21, funds availability, and check collections -- Payments to telemarketers -- Electronic fund transfers -- NACHA rules, guidelines, and bulletins -- Stored value and prepaid cards -- Federal benefits payments -- Electronic signatures and records -- Index.</tableOfContents>
  <note type="statement of responsibility">Lauren K. Saunders, Margot Saunders, Cathy Lesser Mansfield; Contributing Authors: Rebecca Borné, Mark Budnitz, Carolyn Carter, Jon Sheldon.</note>
  <note>Treatise includes digital library access.</note>
  <note>Includes bibliographical references, appendices, and index.</note>
  <subject authority="lcsh">
    <topic>Banking law</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Payment</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Consumer protection</topic>
    <topic>Law and legislation</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Consumer credit</topic>
    <topic>Law and legislation</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="fast">
    <topic>Banking law</topic>
  </subject>
  <subject authority="fast">
    <topic>Consumer credit</topic>
    <topic>Law and legislation</topic>
  </subject>
  <subject authority="fast">
    <topic>Consumer protection</topic>
    <topic>Law and legislation</topic>
  </subject>
  <subject authority="fast">
    <topic>Payment</topic>
  </subject>
  <subject authority="fast">
    <geographic>United States</geographic>
  </subject>
  <classification authority="lcc">KF 974 .S28 2018</classification>
  <relatedItem type="series">
    <titleInfo>
      <title>Consumer credit and sales legal practice series</title>
    </titleInfo>
  </relatedItem>
  <identifier type="isbn">9781602481732</identifier>
  <identifier type="isbn">1602481733</identifier>
  <identifier type="uri">http://www.nclc.org/webaccess</identifier>
  <identifier type="uri">https://0-library-nclc-org.tallons.law.utexas.edu/node/50686</identifier>
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    <url>https://0-library-nclc-org.tallons.law.utexas.edu/node/50686</url>
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    <recordCreationDate encoding="marc">180726</recordCreationDate>
    <recordChangeDate encoding="iso8601">20190508083637.0</recordChangeDate>
    <recordIdentifier source="OCoLC">on1046079580</recordIdentifier>
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      <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
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