Includes bibliographical references, appendices, and index.
First considerations -- Deposit accounts: account opening, closing, statements, fees, and interest -- The consumer's payment by personal check -- Check payments to consumers -- Electronic fund transfers -- Payments outside of bank accounts: money orders, cashier's checks, domestic and international remittances -- Prepaid accounts, gift and payroll cards, mobile payments and other stored value systems -- Electronic benefit transfer (EBT) -- Federal benefit payments -- Banker's setoff and security interests in bank accounts -- Electronic transactions: contracts, disclosures, and signatures -- Uniform commercial code provisions on consumer checking --Truth in savings - Federal check regulation: check 21, funds availability, and check collections -- Payments to telemarketers -- Electronic fund transfers -- NACHA rules, guidelines, and bulletins -- Stored value and prepaid cards -- Federal benefits payments -- Electronic signatures and records -- Index.
9781602481732 1602481733
Banking law--United States. Payment--United States. Consumer protection--Law and legislation--United States. Consumer credit--Law and legislation--United States. Banking law. Consumer credit--Law and legislation. Consumer protection--Law and legislation. Payment.