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  <titleInfo>
    <title>Consumer credit regulation</title>
    <subTitle>credit cards, payday loans, auto finance, and other non-mortgage credit</subTitle>
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  <name type="personal">
    <namePart>Carter, Carolyn L.</namePart>
    <role>
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  <name type="personal">
    <namePart>Pizor, Andrew G.</namePart>
  </name>
  <name type="personal">
    <namePart>Sheldon, Jonathan A.</namePart>
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  <name type="personal">
    <namePart>Renuart, Elizabeth</namePart>
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  <name type="personal">
    <namePart>Wu, Chi Chi</namePart>
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  <name type="personal">
    <namePart>Yu, Persis S.</namePart>
  </name>
  <name type="personal">
    <namePart>Van Alst, John W.</namePart>
  </name>
  <name type="personal">
    <namePart>Battle, Jeremiah</namePart>
    <namePart type="termsOfAddress">Jr</namePart>
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  <name type="personal">
    <namePart>Caplan, Emily Green</namePart>
  </name>
  <name type="personal">
    <namePart>Cohen, Alys I.</namePart>
  </name>
  <name type="personal">
    <namePart>Saunders, Lauren K.</namePart>
  </name>
  <name type="personal">
    <namePart>Cohen, Arielle</namePart>
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  <name type="corporate">
    <namePart>National Consumer Law Center</namePart>
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  <originInfo>
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    <dateIssued encoding="marc">2015</dateIssued>
    <copyrightDate encoding="marc">2015</copyrightDate>
    <edition>Second edition.</edition>
    <issuance>monographic</issuance>
  </originInfo>
  <language>
    <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
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  <physicalDescription>
    <form authority="marcform">print</form>
    <extent>xxxiv, 933 pages ; 28 cm.</extent>
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  <tableOfContents>Background -- Statutes restricting credit terms -- Federal preemption and the applicable state statute -- Interest, points, fees, and delinquency charges -- Credit math: calculating interest and rebates -- Credit insurance and debt protection products -- Litigation -- Credit cards: abuses, regulation, and state law claims -- Payday loans -- Installment loans -- Motor vehicle, manufactured home and other installment sales -- Auto title loans -- Rent-to-own -- "Sale" of future payment streams -- Tax-time financial products: RALs, RACs and Assignments-- Appendices.</tableOfContents>
  <note type="statement of responsibility">Carolyn L. Carter, Elizabeth Renuart, Andrew G. Pizor, Jonathan Sheldon ; contributing authors: Chi Chi Wu, Persis S. Yu, John W. Van Alst, Jeremiah Battle Jr., Emily Green Caplan, Alys Cohen, Lauren K. Saunders, Arielle Cohen.</note>
  <note>Includes bibliographical references and index.</note>
  <subject authority="lcsh">
    <topic>Consumer credit</topic>
    <topic>Law and legislation</topic>
    <geographic>United States</geographic>
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  <subject authority="lcsh">
    <topic>Consumer credit</topic>
    <topic>Corrupt practices</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Credit cards</topic>
    <topic>Law and legislation</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Loans, Personal</topic>
    <topic>Law and legislation</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Automobiles</topic>
    <topic>Purchasing</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Consumer protection</topic>
    <topic>Law and legislation</topic>
    <geographic>United States</geographic>
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  <subject authority="fast">
    <topic>Automobiles</topic>
    <topic>Purchasing</topic>
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  <subject authority="fast">
    <topic>Consumer credit</topic>
    <topic>Law and legislation</topic>
  </subject>
  <subject authority="fast">
    <topic>Consumer protection</topic>
    <topic>Law and legislation</topic>
  </subject>
  <subject authority="">
    <topic>Credit cards</topic>
    <topic>Law and legislation</topic>
  </subject>
  <subject authority="">
    <topic>Loans, Personal</topic>
    <topic>Law and legislation</topic>
  </subject>
  <subject authority="">
    <geographic>United States</geographic>
  </subject>
  <classification authority="lcc">KF 1040 .C37 2015</classification>
  <relatedItem type="series">
    <titleInfo>
      <title>Consumer credit and sales legal practice series</title>
    </titleInfo>
  </relatedItem>
  <identifier type="isbn">9781602481602</identifier>
  <identifier type="isbn">1602481601</identifier>
  <identifier type="isbn">9780943116105</identifier>
  <identifier type="isbn">0943116104</identifier>
  <identifier type="lccn">2015951886</identifier>
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