Carter, Carolyn L.,

Consumer credit regulation : credit cards, payday loans, auto finance, and other non-mortgage credit / Carolyn L. Carter, Elizabeth Renuart, Andrew G. Pizor, Jonathan Sheldon ; contributing authors: Chi Chi Wu, Persis S. Yu, John W. Van Alst, Jeremiah Battle Jr., Emily Green Caplan, Alys Cohen, Lauren K. Saunders, Arielle Cohen. - Second edition. - xxxiv, 933 pages ; 28 cm. - The consumer credit and sales legal practice series. Credit and banking . - Consumer credit and sales legal practice series. .

Includes bibliographical references and index.

Background -- Statutes restricting credit terms -- Federal preemption and the applicable state statute -- Interest, points, fees, and delinquency charges -- Credit math: calculating interest and rebates -- Credit insurance and debt protection products -- Litigation -- Credit cards: abuses, regulation, and state law claims -- Payday loans -- Installment loans -- Motor vehicle, manufactured home and other installment sales -- Auto title loans -- Rent-to-own -- "Sale" of future payment streams -- Tax-time financial products: RALs, RACs and Assignments-- Appendices.

9781602481602 1602481601 9780943116105 0943116104

2015951886


Consumer credit--Law and legislation--United States.
Consumer credit--Corrupt practices--United States.
Credit cards--Law and legislation--United States.
Loans, Personal--Law and legislation--United States.
Automobiles--Purchasing--United States.
Consumer protection--Law and legislation--United States.
Automobiles--Purchasing.
Consumer credit--Law and legislation.
Consumer protection--Law and legislation.
Credit cards--Law and legislation.
Loans, Personal--Law and legislation.


United States.

KF 1040 / .C37 2015