Consumer credit regulation : credit cards, payday loans, auto finance, and other non-mortgage credit /
Carolyn L. Carter, Elizabeth Renuart, Andrew G. Pizor, Jonathan Sheldon ; contributing authors: Chi Chi Wu, Persis S. Yu, John W. Van Alst, Jeremiah Battle Jr., Emily Green Caplan, Alys Cohen, Lauren K. Saunders, Arielle Cohen.
- Second edition.
- xxxiv, 933 pages ; 28 cm.
- The consumer credit and sales legal practice series. Credit and banking .
- Consumer credit and sales legal practice series. .
Includes bibliographical references and index.
Background -- Statutes restricting credit terms -- Federal preemption and the applicable state statute -- Interest, points, fees, and delinquency charges -- Credit math: calculating interest and rebates -- Credit insurance and debt protection products -- Litigation -- Credit cards: abuses, regulation, and state law claims -- Payday loans -- Installment loans -- Motor vehicle, manufactured home and other installment sales -- Auto title loans -- Rent-to-own -- "Sale" of future payment streams -- Tax-time financial products: RALs, RACs and Assignments-- Appendices.
9781602481602 1602481601 9780943116105 0943116104
2015951886
Consumer credit--Law and legislation--United States. Consumer credit--Corrupt practices--United States. Credit cards--Law and legislation--United States. Loans, Personal--Law and legislation--United States. Automobiles--Purchasing--United States. Consumer protection--Law and legislation--United States. Automobiles--Purchasing. Consumer credit--Law and legislation. Consumer protection--Law and legislation. Credit cards--Law and legislation. Loans, Personal--Law and legislation.