@book{278988,
	author = {United States.},
	title = {Assessing the impact of FASB's current expected credit loss (CECL) accounting standard on financial institutions and the economy :},
	publisher = {U.S. Government Publishing Office,},
	year = {2018.},
	address = {Washington :},
	note = {"Serial no. 115-123."},
	url = {https://purl.fdlp.gov/GPO/gpo114789}
}