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  <titleInfo>
    <nonSort>An </nonSort>
    <title>overview of the credit bureaus and the Fair Credit Reporting Act</title>
    <subTitle>hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Fifteenth Congress, second session, on examining the consumer reporting agencies and the Fair Credit Reporting Act, July 12, 2018</subTitle>
  </titleInfo>
  <name type="corporate">
    <namePart>United States</namePart>
    <namePart>Congress.</namePart>
    <namePart>Senate.</namePart>
    <namePart>Committee on Banking, Housing, and Urban Affairs,</namePart>
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  <typeOfResource>text</typeOfResource>
  <genre authority="marc">bibliography</genre>
  <genre authority="lcgft">Legislative hearings.</genre>
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    <place>
      <placeTerm type="code" authority="marccountry">dcu</placeTerm>
    </place>
    <dateIssued encoding="marc">2018</dateIssued>
    <issuance>monographic</issuance>
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  <language>
    <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
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  <physicalDescription>
    <extent>1 online resource (iii, 174 pages) : illustrations (chiefly color).</extent>
  </physicalDescription>
  <note>CRDP Program record.</note>
  <note>Includes bibliographical references.</note>
  <subject>
    <geographicCode authority="marcgac">n-us---</geographicCode>
  </subject>
  <subject authority="lcsh">
    <topic>Credit bureaus</topic>
    <topic>Government policy</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Consumer credit</topic>
    <topic>Government policy</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Consumer credit</topic>
    <geographic>United States</geographic>
    <topic>Statistics</topic>
  </subject>
  <subject authority="lcsh">
    <topic>Credit analysis</topic>
    <topic>Social aspects</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Credit ratings</topic>
    <topic>Access control</topic>
    <topic>Government policy</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <topic>Consumer protection</topic>
    <topic>Government policy</topic>
    <geographic>United States</geographic>
  </subject>
  <subject authority="lcsh">
    <name type="corporate">
      <namePart>United States.</namePart>
    </name>
  </subject>
  <subject authority="lcsh">
    <name type="corporate">
      <namePart>United States.</namePart>
      <namePart>Consumer Financial Protection Bureau</namePart>
    </name>
    <topic>Customer services</topic>
  </subject>
  <subject authority="lcsh">
    <name type="corporate">
      <namePart>United States.</namePart>
      <namePart>Federal Trade Commission</namePart>
    </name>
    <topic>Customer services</topic>
  </subject>
  <subject authority="lcsh">
    <name type="corporate">
      <namePart>Equifax, Inc.</namePart>
    </name>
    <topic>Computer networks</topic>
    <topic>Security measures</topic>
  </subject>
  <classification authority="lcc">KF26 .B39 2018k</classification>
  <classification authority="sudocs">Y 4.B 22/3:S.HRG.115-361</classification>
  <classification authority="">Y 4.B 22/3:S.HRG.115-361</classification>
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      <title>Data point</title>
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    <name>
      <namePart>United States. Consumer Financial Protection Bureau. Office of Research.</namePart>
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    <titleInfo>
      <title>Give credit where credit is due</title>
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      <title>S. hrg. ; 115-361</title>
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      <namePart>United States.</namePart>
      <namePart>Congress.</namePart>
      <namePart>Senate.</namePart>
      <namePart/>
    </name>
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  <identifier type="uri">https://purl.fdlp.gov/GPO/gpo113633</identifier>
  <location>
    <url>https://purl.fdlp.gov/GPO/gpo113633</url>
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    <recordCreationDate encoding="marc">181221</recordCreationDate>
    <recordChangeDate encoding="iso8601">20190111150514.0</recordChangeDate>
    <recordIdentifier source="OCoLC">on1079909512</recordIdentifier>
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      <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
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