@book{278285,
	author = {United States.},
	title = {An overview of the credit bureaus and the Fair Credit Reporting Act :},
	publisher = {U.S. Government Publishing Office,},
	year = {2018.},
	series = {S. hrg. ;},
	address = {Washington :},
	note = {CRDP Program record.},
	url = {https://purl.fdlp.gov/GPO/gpo113633}
}