@book{277924,
	author = {United States.},
	title = {Examining opportunities and challenges in the financial technology ("fintech") marketplace :},
	publisher = {U.S. Government Publishing Office,},
	year = {2018.},
	address = {Washington :},
	note = {"Serial no. 115-70."},
	url = {https://purl.fdlp.gov/GPO/gpo112534}
}