@book{274494,
	author = {United States.},
	title = {How red tape affects community banks and credit unions :},
	publisher = {U.S. Government Publishing Office,},
	year = {2018.},
	address = {Washington :},
	note = {"Small Business Committee Document Number 115-059."},
	url = {https://purl.fdlp.gov/GPO/gpo109358}
}