TY - BOOK ED - United States TI - Annual report, Fair debt Colletion practices Act CY - Washington,D.C. KW - United States KW - Local KW - Collecting of accounts KW - Debtor and creditor N1 - title from Web page(viewed Feb.25,2003) UR - http://purl.access.gpo.gov/GPO/LPS21153 ER -