TY - BOOK ED - American Bar Association. TI - The American Bar Association guide to credit and bankruptcy: everything you need to know about credit repair, staying or getting out of debt and personal bankruptcy SN - 9780375723001 (pbk.) AV - KF 1524 .6 .A46 2009 U1 - 346.7307/7 22 PY - 2009/// CY - New York PB - Random House Reference KW - Consumer credit KW - Law and legislation KW - United States KW - Popular works KW - Local KW - Debt Relief KW - Bankruptcy KW - Credit cards N1 - Includes index; Part I; Dealing with debt --; Credit what is it and what does it cost? --; Your right to equal credit --; Applying for credit --; Applying for a credit card (and choosing the right card) --; How to correct billing mistakes --; Credit records --; Electronic payments and credit --; Identity theft --; Unfair lending --; Mortgage and home equity loans --; Auto financing and leasing --; Debt collection and the law --; Credit counselors : a potential pitfall --; Part II; Problem debt --; Bankruptcy defined --; Straight bankruptcy : Chapter 7 --; Wage-earner bankruptcy : Chapter 13 --; Chapter 7 or Chapter 13? --; Saving your home --; Getting help --; Appendix A; How to resolve credit disputes --; Appendix B; World at you r fingertips N2 - Shares essential information on how to build and protect one's credit, explains how to make informed decisions about debts and bankruptcy, and covers the latest changes in bankruptcy law, credit card rates, and home equity loans ER -