02215nam a2200337Ia 4500 299066 OCoLC 20160527183531.0 081220s2009 nyu 001 0 eng d 9780375723001 (pbk.) 0375723005 (pbk.) (OCoLC)290470346 PUCPR cicg KF 1524 .6 .A46 2009 346.7307/7 22 The American Bar Association guide to credit and bankruptcy everything you need to know about credit repair, staying or getting out of debt and personal bankruptcy American Bar Association. Guide to credit and bankruptcy Credit and bankruptcy 2nd ed. New York Random House Reference c2009 xii, 339 p. 21 cm. Part I Dealing with debt -- Credit what is it and what does it cost? -- Your right to equal credit -- Applying for credit -- Applying for a credit card (and choosing the right card) -- How to correct billing mistakes -- Credit records -- Electronic payments and credit -- Identity theft -- Unfair lending -- Mortgage and home equity loans -- Auto financing and leasing -- Debt collection and the law -- Credit counselors : a potential pitfall -- Part II Problem debt -- Bankruptcy defined -- Straight bankruptcy : Chapter 7 -- Wage-earner bankruptcy : Chapter 13 -- Chapter 7 or Chapter 13? -- Saving your home -- Getting help -- Appendix A How to resolve credit disputes -- Appendix B World at you r fingertips Includes index. Shares essential information on how to build and protect one's credit, explains how to make informed decisions about debts and bankruptcy, and covers the latest changes in bankruptcy law, credit card rates, and home equity loans. Consumer credit Law and legislation United States. Popular works. 79975 Local Debt Relief Popular works. 84892 Local Bankruptcy United States. Popular works. 57491 Local Credit cards Law and legislation United States. Popular works. 81944 Local American Bar Association. 52025 Local 218020 218020 0 0 lc 0 KF_1524_000000000000000__6__A46_2009 0 cil 28784 7 7 1 2016-05-27 ABA 16.99 453824 0 KF 1524 .6 .A46 2009 70000000887185 2016-05-27 00:00:00 r:299066 6