@book{192193,
	author = {United States},
	title = {RESPA reform and the economic effects on small business},
	publisher = {U.S. G.P.O.},
	year = {2003.},
	address = {Washington},
	note = {"Printed for the use of the Committee on Small Business."},
	url = {http://purl.access.gpo.gov/GPO/LPS49188}
}