TY - BOOK AU - Clontz ,Ralph C. AU - Pannabecker,James H. TI - Truth - in - lending manual: text and forms AV - KF 1040 .C54 1998 PY - 1998/// CY - Arlington , Va. PB - Warren , Gorham & Lamont KW - Consumer credit KW - United States KW - Local N1 - Kept up to date by supplements ER -