@book{186143,
	author = {Clontz , Ralph C. and Pannabecker, James H.},
	title = {Truth - in - lending manual},
	publisher = {Warren , Gorham & Lamont},
	year = {c1998.},
	address = {Arlington , Va.},
	edition = {Rev. ed.},
	note = {Kept up to date by supplements .}
}