Descripciones mejoradas de Syndetics:

Designed for a two- or three-hour course, Consumer Law focuses on special rules for consumer transactions that supplement -- by way of disclosure or regulation of agreement and practices -- the contract, property and tort rules that also apply to the transaction. However, the coverage of special consumer rules that pre-empt the otherwise applicable commercial law rules, such as the holder in due course doctrine, is left to the relevant commercial law course with only brief mention to assure the preemptive rules are not ignored.

Miller, Harrell and Morgan have divided the material into three parts: pre-transactional protections, focusing on improper inducements -- ranging from misleading advertising through unsolicited access devices -- disclosure and fair evaluation; initial transaction protections, such as charge regulation and unconscionability, unfairness and bad faith; and later transaction protections, involving matters in closed-end transactions such as billing errors, limitations on default, the enforcement of liens and abusive collection efforts, and bankruptcy.

Both federal and state laws are covered in this casebook. Discussion on the federal level includes the Consumer Credit Protection Act, Federal Trade Commission statutes and regulations, and RESPA. Focus at the state level primarily is through uniform acts such as the Consumer Credit Code and Consumer Sales Practices Act.

Tabla de contenidos provista por Syndetics

• Table of Cases(p. xv)
• Preface(p. xxiii)
• Introduction(p. 3)
• What is Consumer Law?(p. 3)
• The Nature of Consumer Law(p. 4)
• The Principal Consumer Laws(p. 5)
• The Plan of this Book(p. 7)
• Part 1. Pre-Transaction Protections
• Chapter 1. Misrepresentation(p. 11)
• Clark v. Olson(p. 12)
• Smith v. Stanley(p. 15)
• Question 1 (Caveat Emptor)(p. 16)
• Question 2 (Fact/Opinion Dichotomy)(p. 17)
• Sewak v. Lockhart(p. 17)
• Question 1 (Fraudulent Concealment)(p. 21)
• Question 2 (UDAP Damages)(p. 21)
• Ward Development Co., Inc. v. Ingrao(p. 23)
• Question 1 (Negligent Misrepresentation)(p. 27)
• Question 2 (Liability for Opinions)(p. 27)
• Question 3 (Materiality)(p. 28)
• Question 4 (Intent)(p. 28)
• Gross v. Johnson and Johnson-Merek Consumer Pharmaceuticals Co.(p. 28)
• Question 1 (Justifiable Reliance)(p. 35)
• Question 2 (Fact/Opinion in Advertising Context)(p. 35)
• Question 3 (Class Actions)(p. 36)
• Question 4 (Public/Private Consumer Remedies)(p. 36)
• Question 5 (Deceptive Advertising)(p. 36)
• Question 6 (Printers Ink Statute)(p. 36)
• State v. American TV and Appliance(p. 37)
• Note State UDAP Statutes(p. 45)
• Question 1 (Bait and Switch)(p. 46)
• Haskell v. Time Inc. Publishers Clearing House, Readers Digest American Family Publishers, et al.(p. 46)
• Question 1 (Reasonable Consumer Standard)(p. 52)
• Question 2 (Reasonable Consumer Standard)(p. 52)
• Note Scope of FTC Regulation of Advertising(p. 52)
• Note Overview of [section] 5 FTC Act(p. 53)
• Note Nature of FTC Orders(p. 54)
• Note FTC Trade Regulation Rules(p. 57)
• Note The "Old" and "New" FTC [section] 5 Standards of Unfairness and Deception(p. 58)
• Legal Standard for Deception(p. 60)
• Kraft, Inc. v. Federal Trade Commission(p. 64)
• Question 1 (FTC Proof of Deception)(p. 75)
• Question 2 (Scope of FTC Remedy)(p. 75)
• Question 3 (Television Deception)(p. 75)
• Question 4 (Deception in Financing Advertising)(p. 76)
• Question 5 (APR Computation Comparisons)(p. 76)
• Question 6 (Interest Rate Advertising)(p. 76)
• Question 7 (TIL, U3C Regulation of Credit Term Advertising)(p. 76)
• Question 8 (TIL, U3C Regulation of Credit Term Advertising)(p. 76)
• Question 9 (TIL, U3C Regulation of Credit Term Advertising)(p. 76)
• Question 10 (Regulation Q)(p. 77)
• Question 11 (Unfairness under FTC [section] 5)(p. 77)
• Note Obligations Created by Advertising(p. 77)
• Note on Commercial Speech(p. 77)
• Florida Bar v. Went For It(p. 80)
• Question 1 (Commercial Speech Identification)(p. 87)
• Question 2 (Central Hudson Test)(p. 88)
• Question 3 (Information Picketing)(p. 88)
• Chapter 2. Pyramid Sales, Referrals, and Door to Door Sales(p. 89)
• Brown v. Hambric(p. 89)
• Question 1. (Unconscionability; Unfairness)(p. 93)
• Question 2. (Pyramid Schemes)(p. 93)
• Question 3. (Referral Schemes)(p. 94)
• Question 4. (Parol Evidence and Waiver of Defenses)(p. 95)
• Question 5. (Statutory Regulation and Remedies)(p. 95)
• Question 6. (Lottery)(p. 95)
• Question 7. (What is a Referral?)(p. 96)
• Cole v. Lovett(p. 96)
• Question 1. (Home Solicitation Sales)(p. 105)
• Question 2. (Scope of Home Solicitation Rules)(p. 105)
• Question 3. (Overlap with Right of Rescission)(p. 105)
• Question 4. (Plain English)(p. 105)
• Chapter 3. Payment Devices(p. 107)
• Introductory Note(p. 107)
• Hanna v. First National Bank of Rochester(p. 110)
• Centre-point Merchant Bank Limited v. American Express Bank Limited(p. 121)
• Donald T. Vaughn v. United States National Bank of Oregon(p. 129)
• In RE Beacon Oil Company(p. 132)
• Question 1. (Credit Cards)(p. 133)
• Question 2. (Credit Cards(p. 134)
• Question 3. (Debit Cards)(p. 135)
• Question 4. (Checks)(p. 135)
• Question 5. (Unauthorized Use)(p. 135)
• Question 6. (Fraud Protection Plans)(p. 135)
• Question 7. (Identification Cards)(p. 135)
• Question 8. (Lost or Stolen Checks)(p. 135)
• Question 9. (Joint Account Liability)(p. 136)
• Note Unauthorized Payment(p. 136)
• Parr v. Security National Bank(p. 136)
• Question 1. (Stop Payment Orders)(p. 139)
• Walker Bank and Trust Company v. Jones(p. 139)
• Question 1. (Unauthorized Alternatives)(p. 146)
• Question 2. (Privacy)(p. 147)
• Question 3. (Payment Alternatives)(p. 147)
• Question 4. (Funds Availability)(p. 147)
• Chapter 4. Balloon Payments and Other Deceptive Inducements(p. 149)
• Ruona v. Freeway Dodge, Inc.(p. 149)
• Question 1 (Balloon Payment)(p. 154)
• Question 2 (TIL Disclosure of Balloon Payment)(p. 154)
• Question 3 (Irregular Payment Schedules)(p. 154)
• Question 4 (Balloon Payment as Improper Inducement)(p. 154)
• Note(p. 155)
• Gillman Imports of San Antonio, Inc. D/B/A Castillo(p. 156)
• Question 1 (U3C Balloon Payment Consideration)(p. 163)
• Question 2 (Renegotiable Rate Mortgages)(p. 163)
• Note Other Specific Improper Inducements(p. 164)
• Note on Deception on the Internet(p. 166)
• People v. Lipitz(p. 166)
• Question 1 (Internet Fraud)(p. 174)
• Note Protection Against Deceptive Practices In General(p. 175)
• Vokes v. Arthur Murray, Inc.(p. 175)
• Question 1 (Improper Inducements)(p. 178)
• Question 2 (UCSPA and FTC Regulation of Improper Inducements(p. 178)
• Question 3 (Consumer Fraud Remedies under UCC and Common Law Fraud)(p. 179)
• Question 4 (Retail Installment Contract Legislation)(p. 179)
• Question 5 (Contract Negotiations in Second Language)(p. 180)
• Chapter 5. Disclosure(p. 181)
• Introductory Note(p. 181)
• Part A. Transactions Subject to Disclosure(p. 182)
• Note Interstate Land Sales Full Disclosure Act(p. 182)
• Note The Truth in Lending Act and the Consumer Leasing Act(p. 184)
• Note Comparison with Uniform Consumer Credit Code(p. 184)
• Adema v. Great Northern Development Co.(p. 186)
• Note Close connection(p. 188)
• Question 1. (Disclosure Policy and Rescission Under Ilsfda(p. 188)
• Question 2. (Disclosure Policy Under TIL)(p. 188)
• Question 3. (What is a Consumer Purpose)(p. 189)
• Question 4. (What is a Consumer Purpose)(p. 189)
• Question 5. (Commercial Loans Secured by Homes)(p. 189)
• Question 6. (Must the Transaction Be Initially Covered)(p. 189)
• Question 7. (Sale and Lease Back as a Mortgage)(p. 189)
• Question 8. (Sales Disguised as Leases)(p. 189)
• Question 9. (Rent to Own Leases)(p. 190)
• Question 10. (Consumer Leases)(p. 190)
• Question 11. (Balloon Payments in Leases)(p. 190)
• Gerlach v. Allstate Insurance Company(p. 190)
• Question 1. (Sales of Insurance)(p. 193)
• Note Insurance Premium Financing(p. 194)
• Question 2. (Insurance Loan)(p. 195)
• Question 3. (Disclosure Absent Credit Transaction)(p. 195)
• Note Consumer Credit and Property Insurance(p. 195)
• Question 4. (Keeping the Cost of Consumer Credit Insurance Out of the Finance Charge)(p. 202)
• Question 5. (Consumer Credit Insurance Abuses)(p. 203)
• Question 6. ("Convenience" Insurance)(p. 203)
• Question 7. (Property Insurance)(p. 203)
• Note Forced Place Insurance(p. 203)
• Question 8. (Forced Place Insurance)(p. 205)
• Question 9. (Duplicate Insurance)(p. 205)
• Question 10. (Contract to Obtain Insurance)(p. 206)
• Mourning v. Family Publications Service, Inc.(p. 206)
• Question 1. (No Finance Charge Sales)(p. 213)
• Question 2. (Is There a Real Problem)(p. 213)
• Question 3. (Does the Problem Extend Beyond Disclosure)(p. 213)
• Question 4. (What is the Scope of the Payable in Installments Rule)(p. 213)
• Question 5. (Buried Finance Charges)(p. 213)
• Question 6. (Travel and Entertainment Card Coverage)(p. 213)
• Question 7. (Late Charges as Finance Charges)(p. 213)
• Question 8. (What Does "Delinquent" Mean)(p. 214)
• Question 9. (Discount for Early Payment)(p. 214)
• Question 10. (Merchant and Other Discounts, Surcharges)(p. 214)
• Question 11. (The "Casual" Creditor Exception)(p. 214)
• Question 12. (Non-Credit From a Dealer)(p. 215)
• Question 13. (Arrangers)(p. 215)
• Question 14. (Assignees)(p. 215)
• Note The Real Estate Settlement Procedures Act(p. 215)
• Postow v. Oriental Building Association(p. 218)
• Question 1. (Statute of Limitations; Early Disclosure)(p. 221)
• Question 2. (Voluntary-Early Disclosure)(p. 221)
• Question 3. (Real Estate Costs and Finance Charges)(p. 221)
• Question 4. (Escrows)(p. 222)
• Question 5. (Kickbacks)(p. 222)
• Note Retail Electronic Fund Transfers(p. 222)
• Spain v. Union Trust(p. 222)
• Question 1. (Coverage of the Law)(p. 225)
• Question 2. (Transactions Covered)(p. 225)
• Question 3. (Transactions Covered)(p. 225)
• Note Disclosure on Deposit Accounts(p. 226)
• Part B. Manner of and Information for Disclosure(p. 230)
• Allen v. Beneficial Finance Company of Gary, Inc.(p. 230)
• Question 1. (Manner of TIL Disclosure)(p. 236)
• Question 2. (Refinancing TIL Disclosure)(p. 236)
• Question 3. (Who is Entitled to TIL Disclosure)(p. 236)
• Question 4. (Additional Information)(p. 236)
• Question 5. (Relation to State Law)(p. 236)
• Question 6. (Integrated Disclosures)(p. 238)
• Question 7. (Specific Terminology)(p. 238)
• Question 8. (Subsequent Events)(p. 238)
• Question 9. (When is Disclosure Due)(p. 238)
• Question 10. (Buydown Disclosure; Estimates)(p. 246)
• Maes v. Motivation for Tomorrow, Inc.(p. 247)
• Question 1. (Difference Between Open and Closed End Disclosure)(p. 250)
• Question 2. (What is Open End Credit)(p. 250)
• Question 3. (Fair Credit Billing)(p. 250)
• Question 4. (Flexible Closed End Disclosure)(p. 250)
• Question 5. (Sale vs. Loan Disclosure)(p. 250)
• Question 6. (Prepaid Finance Charges)(p. 251)
• Question 7. (Rebates and the Rule of 78)(p. 251)
• Question 8. (Simple Interest Transaction Rebates)(p. 252)
• Note Variable Rate Transactions(p. 252)
• Question 9. (Variable Rate Disclosure and Liability)(p. 253)
• Question 10. (Open End Disclosure and Charges)(p. 253)
• Question 11. (Variable Rate Loans and the U3C)(p. 254)
• Question 12. (Late Charge Disclosure and State Law)(p. 254)
• Question 13. (Directly Related Material)(p. 254)
• Question 14. (What are Late Charges)(p. 254)
• Question 15. (Spreader Clauses)(p. 254)
• Question 16 (Security Interest: Set Off)(p. 254)
• Question 7. (Security Interest: Insurance)(p. 255)
• Note Credit Card Billing(p. 255)
• Question 18. (Disclosure of Open End Transactions)(p. 255)
• Note Civil Actions Under the Truth in Lending and Electronic Fund Transfers Acts; Consumer Class Actions(p. 256)
• Thomas v. Myers-Dickson Furniture Company(p. 257)
• Question 1. (Remedy Structure)(p. 258)
• Question 2. (Multiple Violations)(p. 258)
• Question 3. (Clear EFT Disclosure; When Disclosure Due)(p. 261)
• Question 4. (Disclosure of EFT Charges; Scope of Coverage)(p. 261)
• Question 5. (Periodic EFT Disclosure)(p. 262)
• Part C. The Right of Rescission(p. 262)
• Introductory Note(p. 262)
• Abel v. Knickerbocker Realty Co.(p. 264)
• Question 1. (Material Disclosures)(p. 268)
• Question 2. (Errors of Legal Judgment)(p. 268)
• Question 3. (Forfeiture, or Not)(p. 268)
• Question 4. (Loan for Business Purpose)(p. 268)
• Note High Rate Home Equity Loans(p. 268)
• Smith v. Highland Bank(p. 269)
• Question 1. (Emergencies)(p. 271)
• Question 2. (Class Actions)(p. 271)
• Beach v. Great Western Bank(p. 272)
• Question 1. (Recoupment)(p. 278)
• Question 2. (Exceptions to Rescission)(p. 278)
• Question 3. (Principal Residence)(p. 278)
• Question 4. (What is a "Security Interest"?)(p. 278)
• Chapter 6. Fair Evaluation(p. 279)
• Introductory Note(p. 279)
• Part A. Equal Credit Opportunity(p. 279)
• Note Red-lining(p. 279)
• The Home Mortgage Disclosure Act(p. 280)
• The Community Reinvestment Act(p. 284)
• The Equal Credit Opportunity Act: Red-lining(p. 288)
• Note The Equal Credit Opportunity Act(p. 288)
• Harbaugh v. Continental Illinois National Bank and Trust Company(p. 289)
• Question 1. (Requesting Information)(p. 291)
• Question 2. (Forms)(p. 292)
• Question 3. (Scope of Coverage)(p. 292)
• Question 4. (Marital Status Discrimination)(p. 292)
• Question 5. (Relation to State Equal Credit Laws)(p. 292)
• Question 6. (Relation to Other State Laws)(p. 292)
• Question 7. (Prohibited Assumptions)(p. 292)
• Question 8. (What is an Application)(p. 293)
• Question 9. (The "Effects Test")(p. 293)
• Note Credit Scoring(p. 293)
• Question 10. (Discrimination and Credit Scoring)(p. 294)
• Question 11 (Co-signers)(p. 294)
• Question 12. (Adverse Action)(p. 295)
• Part B. Fair Credit Reporting(p. 295)
• Note The Consumer Credit Reporting System(p. 295)
• Note Commercial Credit Reporting(p. 306)
• Note An Overview of the Federal Fair Credit Reporting Act(p. 307)
• Peacock, Jr. v. Retail Credit Company(p. 309)
• Question 1. (Commercial Law Remedies)(p. 314)
• Question 2. (Basic Fair Credit Reporting Protections)(p. 314)
• Question 3. (Right to Learn About and Correct Information)(p. 314)
• Question 4. (Sharing Information)(p. 314)
• Question 5. (Credit Card Communications)(p. 314)
• Fernandez v. Retail Credit Company(p. 314)
• Question 1. (Purposes for Consumer Reports)(p. 317)
• Question 2. (Improper Use of Consumer Reports)(p. 317)
• Question 3. (Reinvestigation of Information)(p. 318)
• Question 4. (Disputed Information)(p. 318)
• Question 5. (Warnings of Inaccuracy)(p. 318)
• Question 6. (What are Reasonable Procedures to Assure Accuracy)(p. 318)
• Question 7. (Investigative Reports, Quotas and Accuracy)(p. 318)
• Question 8. (Bad Check Lists)(p. 319)
• Question 9. (FCRA vs. ECOA)(p. 319)
• Question 10. (Privacy Considerations)(p. 319)
• Question 11. (Developments in Credit Reporting)(p. 319)
• Question 12. (State Credit Reporting Laws)(p. 319)
• Part II. Initial Transaction Protections
• Introductory Note(p. 321)
• Chapter 7. Regulation of Charges(p. 323)
• Note The Debate About Rates(p. 323)
• History and Economics(p. 323)
• Hogg v. Ruffner(p. 331)
• Question 1. (Time-Price Doctrine)(p. 333)
• Question 2. (Regulation of Time-Price)(p. 334)
• Question 3. (Refinancing Sales)(p. 334)
• Question 4. (Incidental Loans)(p. 334)
• Question 5. (Time-Price and Open-End Credit)(p. 334)
• Zachary v. R.H. Macy and Co.(p. 335)
• Question 1. (Regulation of Time-Price)(p. 342)
• Question 2. (Balance Methods)(p. 342)
• Question 3. (Disclosure of Open-End APR)(p. 344)
• Question 4. (Open-end Credit Cards, Sale or Loan)(p. 344)
• Question 5. (Charge Card Transactions)(p. 344)
• Note Introduction to Usury Laws(p. 344)
• Hollamon v. First State Bank(p. 344)
• Williams v. Garrett(p. 346)
• Question 1. (Simple Interest vs. Add On)(p. 348)
• Question 2. (Discount Interest)(p. 348)
• Question 3. (Compounding)(p. 349)
• Question 4. (Spreading)(p. 349)
• Question 5. (Irregular Transactions)(p. 349)
• Question 6. (360/365 Day Year)(p. 349)
• Question 7. (Additional Charges)(p. 349)
• Question 8. (What is Interest; Finance Charge)(p. 349)
• Note Usury Undone: Regulation Meets Economics(p. 350)
• Deregulation(p. 352)
• Federal Preemption(p. 354)
• The U3C(p. 356)
• Chapter 8. Unconscionability, Unfairness and Bad Faith(p. 357)
• Note The Reach of the Concept of Unconscionability(p. 357)
• Jones v. Star Credit Corp.(p. 357)
• Ouestion 1. (Unconscionable Pricing)(p. 359)
• Question 2. (What is the Appropriate Remedy)(p. 361)
• Note Theory of Unconscionability(p. 361)
• Question 3. (Cross Collateral)(p. 362)
• Question 4. (Limitations on Security)(p. 363)
• Question 5. (Scope of Unconscionability)(p. 363)
• Question 6. (Unfair Practices)(p. 363)
• Commonwealth v. DeCotis(p. 363)
• Question 1. (What is Unfair)(p. 366)
• Question 2. (Bad Faith)(p. 367)
• Part III. Later-Transaction Protections(p. 369)
• Introductory Note(p. 369)
• Chapter 9. Closed end Transactions(p. 371)
• Davis v. Hinton(p. 371)
• Question 1. (Prepayment)(p. 372)
• Question 2. (Right to Prepay)(p. 373)
• Question 3. (Scope of Right to Prepay; Rebates)(p. 373)
• Question 4. (Insurance Rebates)(p. 373)
• Question 5. (Late Charges)(p. 373)
• Question 6. (Pyramided Late Charges)(p. 373)
• Question 7. (Deferral)(p. 373)
• In RE Branch(p. 374)
• Question 1. (Flipping)(p. 378)
• Question 2. (What is Refinancing)(p. 378)
• Question 3. (What is Refinancing)(p. 379)
• Question 4. (Assumption)(p. 379)
• Chapter 10. Open Ended Arrangements(p. 381)
• Question 1. (Shrinking Billing Period)(p. 381)
• Question 2. (Change in Terms)(p. 381)
• Question 3. (Billing Error Resolution)(p. 381)
• Question 4. (Billing Error vs. Defenses, Returns and Credits)(p. 382)
• Question 5. (ECOA; Inadequate Description)(p. 382)
• Question 6. (Set-off)(p. 383)
• Question 7. (Garnishment)(p. 383)
• Question 8. (Allocation of Payment)(p. 383)
• Question 9. (Privacy)(p. 383)
• Chapter 11. Default and Collection Practices(p. 385)
• Urdang v. Muse(p. 385)
• Question 1. (Acceleration of Debt)(p. 388)
• Question 2. (Right to Cure)(p. 388)
• Lee v. Wood Products Credit Union(p. 388)
• Question 1. (Estoppel and Waiver)(p. 391)
• Question 2. (Preventing Waiver by Contract)(p. 391)
• Question 3. (Sanction for Violation of Article 9)(p. 391)
• Imperial Discount Corp. v. Aiken(p. 391)
• Question 1. (Unconscionability)(p. 393)
• Question 2. (Default Charges and Deficiencies)(p. 393)
• Question 3. (Procedural-Protection)(p. 393)
• C and C Tile and Carpet Company, Inc. v. Aday(p. 393)
• Question 1. (Rights of Subcontractors)(p. 394)
• Question 2. (Self-help for Homeowners)(p. 394)
• First Wisconsin National Bank of Oshkosh v. KSW Investments, Inc.(p. 395)
• Question 1. (Equity Powers)(p. 399)
• Question 2. (Fraudulent Conveyances)(p. 399)
• Munley v. ISC Financial House, Inc.(p. 399)
• Question 1. (Abusive Debt Collection)(p. 403)
• Note The Scope of the FDCPA(p. 404)
• Heintz v. Jenkins(p. 404)
• Question 1. (Analysis of Heintz)(p. 408)
• Question 2. (Scope of Act: Subject Matter)(p. 408)
• Question 3. (What is "Debt"?)(p. 408)
• Question 4. (Additional Questions About "Debt")(p. 408)
• Question 5. (Scope of Act: Persons Covered)(p. 408)
• Note Required Disclosure Notices(p. 409)
• Bartlett v. Heibl(p. 410)
• Question 1. (Drafting a Notice to the Debtor)(p. 413)
• Question 2. (Validation)(p. 413)
• Dikeman and Dikeman v. National Educators, Inc.(p. 413)
• Note Third-Party Communications(p. 418)
• Note Ceasing Communications(p. 419)
• Note Other Limits on Communications With the Debtor(p. 419)
• Note Prohibited Practices(p. 419)
• Harassment or Abuse(p. 419)
• Misrepresentations(p. 420)
• Unfair Practices(p. 421)
• Note Venue(p. 422)
• Note Civil Liability(p. 422)
• Johnson v. Eaton(p. 422)
• Question 1. (The Meaning of Johnson)(p. 427)
• Question 2. (Attorneys Fees Recoveries)(p. 427)
• Question 3. (Class Actions)(p. 427)
• Note Defenses(p. 427)
• Note Procedural Issues(p. 428)
• Question 1. (Choice of Venue and Law; Cognovit Clauses)(p. 428)
• Question 2. (Waiver of Exemption)(p. 428)
• Note Wage Garnishment and Assignment(p. 429)
• Question 1. (Federal and State Limitations)(p. 429)
• Question 2. (What May Be Garnished)(p. 429)
• Question 3. (Special Exceptions)(p. 429)
• Question 4. (Complete Protection)(p. 429)
• Question 5. (How Far Does Protection Extend)(p. 429)
• Question 6. (Other-Exemptions)(p. 430)
• Question 7. (Wage Assignments)(p. 430)
• Question 8. (Post Judgment Garnishment)(p. 430)
• Question 9. (Termination of Employment)(p. 430)
• Chapter 12. Consumer Bankruptcy(p. 431)
• Note Insolvency Alternatives(p. 431)
• Note Bankruptcy: An Overview(p. 432)
• Question 1. (Avoidance of Liens)(p. 434)
• Question 2. (Avoidance of Liens)(p. 435)
• Question 3. (Purchase Money and Refinance Loans)(p. 435)
• Question 4. (Redemption)(p. 435)
• Associates Commercial Corporation v. Rash(p. 436)
• Question 1. (Reaffirmation)(p. 442)
• Note The Bankruptcy Process, the Petition and the Estate(p. 443)
• Road Map for Straight Bankruptcy Under Chapter 7(p. 446)
• Note The "Strong Arm" Powers of the Trustee in Bankruptcy(p. 448)
• Fidelity Financial Services, Inc. v. Richard V. Fink(p. 451)
• Note Bankruptcy Preferences and State Law Grace Periods(p. 456)
• Question 1. (State Law Grace Periods)(p. 456)
• Question 2. (Subrogation)(p. 457)
• Question 3. (Hypothetical Lien Creditor Status; Preferences)(p. 458)
• Question 4. (Consumer goods)(p. 458)
• Question 5. (Preferences--Purchase Money Loans)(p. 458)
• Question 6. (Preferences--Secured Credit)(p. 458)
• Question 7. (Guarantors)(p. 458)
• Question 8. (Repossession)(p. 459)
• Question 9. (Judicial Liens and Sales)(p. 459)
• Note Chapter 13 Plans(p. 459)
• Road Map for Individuals with Regular Income Under Chapter 13(p. 460)
• Note Treatment of Liens in Chapter 13(p. 462)
• Nobelman v. American Savings Bank(p. 463)
• Question 1. (Treatment of Liens)(p. 467)
• Note Relation of BC [sections] 522(f)(1) and 1322(b)(2)(p. 467)
• Note Relation of Chapters 7 and 13(p. 467)
• Question 2. (Chapter 13 Confirmation)(p. 469)
• Question 3. (Cram-Down of Liens)(p. 469)
• Note Choosing between Chapter 7 and Chapter 13(p. 469)
• Question 4. (Discharge)(p. 470)
• Note Discharge(p. 470)
• Question 5. (Choice of Chapter)(p. 471)
• Question 6. (Client Profiles)(p. 471)
• Index(p. 475)