Descripciones mejoradas de Syndetics:

Written in easy-to-read language with dozens of real-life examples, this book includes tips on how to be a better negotiator. It also provides important information about mediation, arbitration, small claims court, and civil court procedures.

Tabla de contenidos provista por Syndetics

• Foreword(p. vii)
• Introduction(p. ix)
• Part I Consumer Credit
• 1 Dealing with Debt(p. 3)
• Tips on How to Get Control of Your Finances
• 2 Credit: What Is It and What Does It Cost?(p. 13)
• How the Law Protects You
• 3 Your Right to Equal Credit(p. 36)
• Understanding How the Law Protects You
• 4 Applying for Credit(p. 55)
• Information About Legal Protections in the Credit Application Process
• 5 Applying for a Credit Card (and Choosing the Right Card)(p. 62)
• Credit Cards, Their Cost, and Their Potential Effect on Your Credit Rating
• 6 How to Correct Billing Mistakes(p. 90)
• Your Rights Under the Fair Credit Billing Act and Other Consumer Protection Laws
• 7 Credit Records(p. 99)
• Your Rights Under the Fair Credit Reporting Act
• 8 Electronic Payments and Credit(p. 115)
• Your Rights in an Electronic World
• 9 Identity Theft(p. 126)
• What it is and How to Protect Yourself
• 10 Unfair Lending(p. 139)
• How to Protect Yourself from Loans You Can't Afford
• 11 Mortgage and Home Equity Loans(p. 153)
• An Area Ripe for Abuse by Predatory Lenders and Brokers
• 12 Auto Financing and Leasing(p. 171)
• The Lowdown on Buying, Financing, and Leasing a Car
• 13 Debt Collection and the Law(p. 184)
• Your Rights Under the Fair Debt Collection Practices Act
• 14 Credit Counselors: A Potential Pitfall(p. 198)
• Know Exactly What You're Getting Into
• Part II Bankruptcy
• 15 Problem Debt(p. 209)
• What to Do When You're Swimming in Red Ink
• 16 Bankruptcy Defined(p. 217)
• Your Guide to a Complicated Area of Law
• 17 Straight Bankruptcy: Chapter 7(p. 235)
• The Most Common Form of Bankruptcy
• 18 Wage-Earner Bankruptcy: Chapter 13(p. 262)
• A Form of Bankruptcy for People with Regular Incomes
• 19 Chapter 7 or Chapter 13?(p. 276)
• Which Should You Choose? Advantages and Disadvantages
• 20 Saving Your Home(p. 286)
• What You Can Do to Protect Your Home Under Bankruptcy
• 21 Getting Help(p. 295)
• Appendix A How to Resolve Credit Disputes(p. 307)
• Appendix B The World at Your Fingertips(p. 309)
• Glossary(p. 323)
• Index(p. 335)
• About the Author(p. 340)

Notas de autor provistas por Syndetics

The American Bar Association is the nation's leading legal authority and the largest voluntary professional membership organization in the world. With more than 400,000 members, the ABA provides law school accreditation, continuing legal education, information about the law, programs to assist lawyers and judges in their work, and initiatives to improve the legal system for the public.