Descripciones mejoradas de Syndetics:

This friendly guide provides comprehensive coverage of all basic money management principles. Enables readers to understand not only the implications of far-reaching events but also the fundamental knowledge to navigate the world of personal finance. Describes how to effectively manage personal assets- from buying and selling to investing, insuring, planning and preparing income taxes.

Tabla de contenidos provista por Syndetics

• Get the Picture?(p. xix)
• Part 1 Family Economics
• Chapter 1 The Economy: How It Works and What It Means to You(p. 3)
• This Could Happen to You(p. 1)
• What You Need to Know(p. 1)
• Economic Phenomena that Shape Our Lives(p. 4)
• A Serious Game(p. 4)
• Fish, Berries, and Logs: Where It All Began(p. 7)
• Government Policies(p. 16)
• Today's Realities(p. 21)
• The Results(p. 26)
• Chapter 2 Working, Planning, and Budgeting(p. 32)
• This Could Happen to You(p. 32)
• What You Need to Know(p. 32)
• The Role of Work in Your Life(p. 33)
• Factors in Choosing Your Work(p. 33)
• Financial Records(p. 39)
• The Job Quest(p. 43)
• Your Work and Income: Protection and Regulation(p. 47)
• Success Is What You Make It(p. 53)
• The Master Plan(p. 53)
• A Goal Worksheet: Here and Now(p. 57)
• Shaping Future Goals(p. 62)
• The Sources from Which Future Goals Can Be Accomplished(p. 65)
• The Financial Statement: A Planning Tool(p. 66)
• Some Thoughts on Spending Habits(p. 70)
• Chapter 3 Sensible Shopping and Spending(p. 75)
• This Could Happen to You(p. 75|33)
• The Bad Habits(p. 76)
• The Good Habits: Groceries and Toiletries(p. 76)
• The Good Habits: Clothing and Accessories(p. 80)
• The Good Habits: Major Home Furnishings(p. 83)
• Recreation(p. 88)
• Chapter 4 Frauds and Swindles and How to Avoid Them(p. 108)
• This Could Happen to You(p. 108)
• What You Need to Know(p. 108)
• Barnum Was Right(p. 109)
• Bait and Switch(p. 110)
• Mail-Order Madness(p. 112)
• Frauds on the Street(p. 115)
• Frauds in the Home(p. 116)
• Home Improvements(p. 118)
• Investment Schemes(p. 121)
• Leisure and Luxuries(p. 125)
• Snake Oil Sam's Miscellanea(p. 126)
• What to Do about It(p. 128)
• Your Best Defense(p. 130)
• Chapter 5 Transportation: Buying, Financing, and Insuring Your Cars(p. 134)
• This Could Happen to You(p. 134)
• What You Need to Know(p. 134)
• The Cost of Getting from Point A to Point B(p. 135)
• Buying A Car(p. 137)
• Financing: Direct versus Through the Dealer(p. 144)
• Warranties(p. 147)
• Automobile Insurance(p. 148)
• Car Pooling(p. 153)
• Car Rental(p. 153)
• Part 2 A Roof Over Your Head
• Chapter 6 Buying a Home(p. 161)
• This Could Happen to You(p. 161)
• What You Need to Know(p. 161)
• The Dilemma(p. 162)
• Types of Housing(p. 164)
• How to Buy a Dwelling at the Right Price(p. 168)
• Making the Purchase(p. 175)
• Chapter 7 Financing a Home(p. 185)
• This Could Happen to You(p. 185)
• What You Need to Know(p. 185)
• How Home Financing Works(p. 186)
• Shopping for Financing: Where to Go, What to Look For(p. 195)
• Making the Application(p. 201)
• Creative Financing(p. 203)
• Tax Complications(p. 204)
• Timing, Timing, Timing(p. 205)
• Chapter 8 Housing Costs and Regulations(p. 210)
• This Could Happen to You(p. 210)
• What You Need to Know(p. 210)
• Property Insurance(p. 211)
• The Types of Policies and Coverage(p. 212)
• Property Taxes(p. 218)
• Utilities(p. 220)
• Maintenance and Repairs(p. 221)
• Laws Regulating Housing(p. 221)
• Chapter 9 Renting(p. 228)
• This Could Happen to You(p. 228)
• What You Need to Know(p. 229)
• Pros and Cons of Renting(p. 229)
• To Buy or to Rent: A Case History(p. 233)
• Shopping for Rentals(p. 234)
• The Lease and Its Key Clauses(p. 235)
• Month-to-Month Tenancy(p. 240)
• Combinations of Leasing and Buying(p. 240)
• Rent Laws(p. 241)
• Terminating a Lease(p. 242)
• Chapter 10 Selling Your Home(p. 248)
• This Could Happen to You(p. 248)
• What You Need to Know(p. 248)
• What's Your Home Worth?(p. 249)
• Using a Real Estate Agent(p. 253)
• Preparing Your Home For Sale(p. 256)
• What Financing is Available(p. 259)
• Tax Implications When You Sell Your Home(p. 259)
• Moving Expenses(p. 260)
• Part 3 Where the Money is
• Chapter 11 Financial Institutions(p. 269)
• This Could Happen to You(p. 269)
• What You Need to Know(p. 269)
• Your Choices(p. 270)
• The Middlemen(p. 270)
• The Institutions(p. 271)
• Services Available at Financial Institutions(p. 275)
• Laws That Govern Financial Institutions and Their Transactions(p. 287)
• Chapter 12 Credit and Borrowing(p. 301)
• This Could Happen to You(p. 301)
• What You Need to Know(p. 301)
• Buy Now, Pay Later(p. 302)
• What Is Credit?(p. 303)
• How the Cost of Credit Is Figured(p. 306)
• Shopping for Loans(p. 314)
• Dos and Don'ts When You Apply for a Loan(p. 318)
• Credit Abuses(p. 320)
• Cures for Overindebtedness(p. 324)
• Discipline(p. 326)
• Part 4 Making Your Money Grow
• Chapter 13 Making Your Money Grow: An Overview(p. 333)
• This Could Happen to You(p. 333)
• What You Need to Know(p. 333)
• Today Dollars and Tomorrow Dollars(p. 334)
• Investment Criteria(p. 336)
• Investigation(p. 343)
• Sources of Investable Funds(p. 346)
• Who Can Help You?(p. 347)
• Chapter 14 Making Your Money Grow: The Money Market(p. 352)
• This Could Happen to You(p. 352)
• What You Need to Know(p. 352)
• What Is the Money Market?(p. 353)
• Types of Money Market Investments(p. 356)
• Investing in the Bond Market(p. 361)
• Mutual Funds(p. 374)
• Other Money Market Opportunities(p. 378)
• Chapter 15 Making Your Money Grow: The Stock Market(p. 384)
• This Could Happen to You(p. 384)
• What You Need to Know(p. 384)
• A Perspective(p. 385)
• Stock Ownership as a Form of Investing(p. 386)
• How the Stock Markets Operate(p. 391)
• Who Invests in the Stock Market, and What Are They Seeking?(p. 395)
• Basic Stock Market Information(p. 401)
• Price and Value: What Can Affect the Worth of a Stock?(p. 418)
• Mutual Funds in the Stock Market(p. 420)
• Online Trading(p. 424)
• Choosing Your Broker: A Guide Through the Investment Jungle(p. 424)
• Chapter 16 Making Your Money Grow: Real Estate and Other Opportunities(p. 431)
• This Could Happen to You(p. 431)
• What You Need to Know(p. 431)
• Myths and Facts about Real Estate Investing(p. 432)
• Income-Producing Real Estate(p. 434)
• Investing in Vacant Land(p. 443)
• "Turnover" Investing(p. 446)
• Investing in Mortgages(p. 448)
• Group Investing(p. 451)
• Investing in Small Businesses(p. 452)
• Gambling in Commodities(p. 453)
• Foreign Exchange and Deposits(p. 455)
• Precious Metals(p. 456)
• Strategic Metals(p. 458)
• Gemstones(p. 458)
• Collectibles(p. 459)
• Television "Investment Opportunities"(p. 460)
• Private Lending(p. 461)
• Knowledge(p. 461)
• Part 5 Protecting What You Work for
• Chapter 17 Life, Health, and Income Insurance(p. 469)
• This Could Happen to You(p. 469)
• What You Need to Know(p. 469)
• Coping with Risk(p. 470)
• Why Life Insurance?(p. 471)
• The Basic Elements of Life Insurance(p. 472)
• Buying Life Insurance: Who Needs It, and How Much?(p. 484)
• Insurance When the Risk Might Not Occur(p. 492)
• Health Insurance(p. 494)
• Health Care Checklists(p. 499)
• Income Insurance(p. 504)
• Chapter 18 Financial Planning for Later Years(p. 515)
• This Could Happen to You(p. 515)
• What You Need to Know(p. 515)
• If Not for Yourself, Then for Your Parents(p. 516)
• Reaching Financial Maturity(p. 516)
• Financial Arrangements For The Later Years(p. 526)
• Tax and Pension Laws: How They Affect the Rights of Workers and Retirees(p. 531)
• Do-It-Yourself Pensions: IRAs, Keoghs and 401(k)s(p. 536)
• Pensions and Taxes(p. 545)
• One Final Caution(p. 546)
• Chapter 19 Estate Planning(p. 551)
• This Could Happen to You(p. 551)
• What You Need to Know(p. 551)
• If Not for You, Then for Your Parents(p. 552)
• Unexpected Problems(p. 552)
• What Is an Estate?(p. 554)
• What Is Estate Planning?(p. 554)
• The Rights Involved in Estate Planning(p. 554)
• The Language of Estate Planning(p. 556)
• The Will(p. 558)
• Other Devices for Passing on Accumulated Wealth(p. 563)
• How to Proceed(p. 566)
• What Should Your Estate Plan Accomplish?(p. 568)
• How Estate Taxes Work(p. 573)
• Chapter 20 Income Taxes(p. 579)
• This Could Happen to You(p. 579)
• What You Need to Know(p. 579)
• Be Prepared(p. 579)
• The Importance of Knowing about Income Taxes(p. 579)
• The Basic Concept of Income Taxes(p. 582)
• Tax-Cutting Strategies(p. 600)
• Filing Your Return(p. 603)
• What Happens to Your Return? Examinations and Audits(p. 604)
• Chapter 21 Working for Yourself(p. 615)
• This Could Happen to You(p. 615)
• What You Need to Know(p. 616)
• When Is a Good Time to Start a New Venture?(p. 616)
• Taking the Leap(p. 621)
• The Start-up Choices of Your Venture(p. 625)
• Where Will the Money Come From?(p. 630)
• Nit-Picked to Death by Regulations?(p. 634)
• Where to Get Help: The F.A.I.L.-Safe Team and the M and Ms(p. 637)
• Glossary(p. 645)
• Index(p. 659)